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I am very concerned with how the real estate industry is going.  I know of many people that have to put their house up for a short sale because they are unable to make the payment.  I really hope it turns around and hopefully it will happen soon.  We will have to see if the government can do what they promised. From the last 6 months I really can’t see the light so it is either going down or we have a major issue about the hit the American public.  People please stop borrowing more than you can afford.  Make sure not to count on the government to bail you out.